💰

Finance Tools

Free financial tools including mortgage, loan, investment, savings and budget calculators to help you plan your money with confidence.

72 free tools · No signup required · Runs in your browser
💰
Loan Calculator
Mortgage and loan calculator with amortization schedule
💰
Compound Interest Calculator
Compound interest growth with regular contributions and compounding frequency chart
💵
Simple Interest Calculator
Simple interest for loans and investments with principal, rate, and time
🏷
Discount Calculator
Final price and savings after discounts with original and sale price
🍽
Tip Calculator
Split bills and calculate tips with custom percentages and per-person totals
🧾
GST/VAT Calculator
Add or remove GST/VAT with tax-inclusive and tax-exclusive rates
🏦
EMI Calculator
Monthly EMI with principal breakdown and interest amortization schedule
🚗
Car Loan Calculator
Auto loan payments with down payment, trade-in, interest rate, and term
📊
Loan Amortization Calculator
Full amortization schedule with remaining balance and interest per payment
📈
APR Calculator
Effective APR from interest rate, fees, and loan term
📉
Inflation Calculator
Purchasing power over time with CPI-based inflation rates
🎯
Savings Goal Calculator
Time and monthly deposit needed to reach a savings goal with interest
🌍
Currency Converter
Convert between currencies with custom exchange rates and reverse rates
📒
Budget Calculator
Monthly budget planner with income, expenses, and surplus breakdown
🏛
Net Worth Calculator
Assets minus liabilities with balance sheet summary and ratios
🕒
Hourly Pay Calculator
Convert salary to hourly, weekly, and monthly pay with overtime
💰
Salary Calculator
Convert hourly, weekly, monthly and annual pay with take-home
💰
APY Calculator
Annual percentage yield with compounding and effective rate
💳
Debt-to-Income Calculator
DTI ratio with front-end and back-end breakdown for lenders
📊
Depreciation Calculator
Straight line and declining balance depreciation with book value
💵
Commission Calculator
Sales commission amount and take-home with base salary
🎯
Emergency Fund Calculator
Savings goal with monthly expenses, coverage months and timeline
🧾
Sales Tax Calculator
Add or remove sales tax with US state rates and price breakdown
❄
Debt Snowball Calculator
Debt payoff plans with snowball and avalanche strategies and timelines
💳
Credit Card Calculator
Credit card payoff time and interest with minimum payment scenarios
💰
Present Value Calculator
Current value of future money with discount rate and periods
📈
Future Value Calculator
Future value of savings and investments with compounding
🔢
Rule of 72 Calculator
Years to double money and required return rate at a glance
⏰
Overtime Pay Calculator
Overtime earnings with hourly rate, hours, and pay multiplier
💑
Wedding Budget Calculator
Wedding budget split by category with guest count adjustments
⛽
Fuel Cost Calculator
Trip fuel cost with distance, fuel efficiency, and price
💡
Electricity Cost Calculator
Appliance power cost with wattage, usage hours, and electricity rate
🏦
CD Calculator
CD maturity value, interest earned and effective APY
🎓
College Savings Calculator
Future tuition cost and the monthly savings you need
🚗
Car Depreciation Calculator
Car resale value and total loss by year
📋
50/30/20 Budget Rule Calculator
Split income into needs, wants and savings with audit
💰
Purchasing Power Calculator
Money's real value over time after inflation
📈
Annual Cost of Credit Calculator
True yearly cost of a loan including all fees and charges
💰
APR vs Flat Rate Calculator
Compare advertised flat rate with the true APR you actually pay
🚗
Auto Loan Comparison Calculator
Compare two car loan offers side by side
📋
Auto Loan Lifetime Cost Calculator
True total cost of car ownership over the loan
⏰
Auto Loan Payoff Calculator
Pay off your car loan early and save interest
🔄
Auto Loan Refinance Calculator
Should you refinance? Savings and break-even point
📈
Balance Transfer Savings Calculator
Credit card balance transfer interest savings
🚚
Amazon Flex Pay Calculator
Blocks, miles, vehicle cost and tax into real hourly pay
🏖️
Annual Leave Value Calculator
What each vacation day and your whole leave is worth
💰
Annual to Monthly Salary Calculator
Annual salary split into monthly, biweekly, weekly and hourly
📈
Career Earnings Peak Calculator
Lifetime earnings, peak salary and inflation-adjusted total
🎁
Charitable Donation Tax Relief Calculator
Tax saved on donations and the true after-tax cost of giving
🚧
Commute Time Wealth Loss
Your commute priced in lost time, fuel and car costs per year
🚗
Commute vs Pay Rise Calculator
Is the higher salary real once the longer commute is priced in?
🌟
Overtime Pay vs Free Time Logic
After-tax overtime vs the true value of your free time and energy
📈
APR to APY Calculator
Nominal rate to effective annual yield
🚗
Annual Car Running Cost Calculator
Insurance, fuel, maintenance, tyres and per-mile cost
📈
Annual Expense Calculator
Monthly expenses annualized with category share and FIRE multiple
📝
Budget vs Actual Variance Calculator
Planned vs actual spend with worst category and hit count
🛒
Grocery Budget Calculator
Food budget by household size, ages and style
🧮
Interest Rate Calculator – Find the Rate From Principal & Future Value
Free interest rate calculator. Find the annual interest rate required to grow a principal into a target future value, with monthly and continuous equivalents.
📈
HLV Calculator (Human Life Value)
Estimate your Human Life Value (HLV) — the financial loss your family would suffer without you. Use it to size life insurance cover: the income you'd provide until retirement, minus your personal spend.
🏦
Auto Lease Calculator
Estimate your monthly car lease payment: depreciation + finance charge using the capitalized cost, residual value and money factor. Compare leasing vs buying with the total cost.
🏦
Car Lease Calculator (with Lease vs Buy)
Full car lease analysis: monthly payment with taxes, plus a lease-vs-buy comparison so you can see which path actually costs less over your holding period.
🏦
Lease Calculator
General lease calculator for cars, equipment or commercial assets: monthly payment from asset value, residual, term and rate — with a full amortization-style breakdown.
💰
Arkansas Paycheck Calculator – Take-Home Pay
Free Arkansas paycheck calculator. Estimate your take-home pay after federal, FICA and Arkansas state income tax, with hourly and salary modes and per-pay-period breakdowns.
💰
Cost of Living Calculator – Compare Two Cities
Free cost of living calculator. Compare the buying power of your salary between two cities using cost-of-living indices and see the salary you need to keep your standard of living.
💰
Idaho Paycheck Calculator – Take-Home Pay
Free Idaho paycheck calculator. Estimate your take-home pay after federal, FICA and Idaho state income tax, with hourly and salary modes and per-pay-period breakdowns.
💰
Montana Paycheck Calculator – Take-Home Pay
Free Montana paycheck calculator. Estimate your take-home pay after federal, FICA and Montana state income tax, with hourly and salary modes and per-pay-period breakdowns.
💰
New Mexico Paycheck Calculator – Take-Home Pay
Free New Mexico paycheck calculator. Estimate your take-home pay after federal, FICA and New Mexico state income tax, with hourly and salary modes and per-pay-period breakdowns.
💰
Payroll Calculator – Employer Cost & Net Pay
Free payroll calculator. Work out an employee's gross pay, withholdings, net take-home and the full employer cost including FICA, FUTA, SUI and benefits.
🧾
UK Inheritance Tax Calculator
Calculate UK Inheritance Tax (IHT) on an estate — apply the nil-rate band, residence nil-rate band and the 40% rate with an instant breakdown.
🛠️
IBAN Validator
Validate and check any International Bank Account Number (IBAN) — verify the country, length, checksum and extract BIC, bank and branch details.
🏦
FD Calculator (Fixed Deposit)
Calculate fixed deposit maturity value and interest with simple or compound interest and any payout frequency.
💰
RD Calculator (Recurring Deposit)
See how monthly recurring deposits grow into a lump sum with interest, chart and yearly breakdown.

Browse More Categories