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Retirement Planning Tools

Retirement planning calculators for retirement savings, 401k, FIRE, financial independence, annuities, gratuity and pension planning.

17 free tools ยท No signup required ยท Runs in your browser
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Retirement Calculator
Retirement savings projection with contributions, returns, and inflation
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401k Calculator
401k balance at retirement with employer match and growth
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Coast FIRE Calculator
The savings level where compounding finishes the job
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FI Age Calculator
What age you could reach financial independence
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Annuity Payout Calculator
Monthly income from a lump sum over any duration
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Annuity Present Value Calculator
What a stream of future payments is worth today
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FIRE Calculator
Plan your financial independence journey: project when you can retire using your savings, contributions, expected return and the 4% safe withdrawal rule.
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Gratuity Calculator
Estimate your gratuity under the Indian Payment of Gratuity Act 1972 from your last drawn basic salary and completed years of service.
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NPS Calculator
Project your National Pension System corpus and monthly pension at retirement with contribution, expected return and annuity rate inputs.
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Social Security Calculator
Estimate your US Social Security retirement benefit from earnings history, claiming age and COLA assumptions.
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Social Security Break-Even Calculator
Compare claiming Social Security at different ages to find your break-even age and lifetime benefit.
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RMD Calculator
Calculate your Required Minimum Distributions from retirement accounts using IRS life expectancy tables.
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Retirement Withdrawal Calculator
Find a sustainable withdrawal rate and see how long your retirement savings will last.
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Pension Lump Sum vs Annuity Calculator
Compare taking a pension as a lump sum vs monthly annuity payments with break-even analysis.
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Roth IRA Calculator
Project how a Roth IRA grows tax-free with contributions and investment returns.
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Retirement Age Calculator
Find the earliest age you can retire given your savings, spending and expected returns.
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Saver's Credit Calculator
Estimate the Retirement Savings Contributions Credit (Saver's Credit) for your income and filing status.

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