NPS Calculator

Project your National Pension System retirement corpus. See how it splits into the tax-free 60% lump-sum withdrawal and the 40% annuity, plus your estimated monthly pension. Free and 100% private.

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🔒 Private by design

All calculations run locally in your browser. Nothing is uploaded to any server.

🎯 60% tax-free

At maturity you can withdraw up to 60% of the corpus tax-free. This calculator shows that amount clearly.

💼 Annuity at 40%

The remaining 40% must buy an annuity that pays you a monthly pension for life. We estimate that income.

📈 Growth chart

See your corpus build up over the years with compounding, then how it splits at retirement.

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