List your debts, add an extra monthly payment, and watch the snowball method reveal your payoff date, total interest and the fastest order to pay.
Pay the smallest balance first for quick wins and motivation, rolling payments forward.
Switch to highest-APR-first ordering to minimize total interest paid.
Model an extra monthly amount and see exactly how much sooner you finish.
A running balance chart shows the snowball rolling down month by month.
Take control of loans and credit with our free tools.