Budget Calculator

Take control of your money in minutes. Enter your income and expenses to see your balance, savings rate and how you compare to the 50/30/20 rule.

Income
$
$
Essential expenses (needs)
$
$
$
$
Lifestyle (wants)
$
$
Savings & debt
$
$

🔒 Private by design

All calculations run locally in your browser. Nothing is uploaded to any server.

📈 Expense breakdown

A chart shows exactly where every dollar goes each month.

💰 50/30/20 check

Instantly compare your spending to the famous needs/wants/savings rule.

🎯 Realistic planning

Adjust any category and watch your balance and savings rate update live.

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