APY Calculator

See the real return on your savings. APY tells you the effective annual rate after compounding — free and private.

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💰 Compare fairly

APY levels the playing field so you can compare savings accounts and CDs accurately.

🔒 Private

All calculations run locally in your browser. Nothing is sent anywhere.

⚡ Instant

Results update as you type. No buttons, no reloads.

🎯 Any frequency

From annual to continuous compounding — see the exact effect of each.

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