See how much of your monthly income goes to debt payments. Lenders use DTI to decide whether you qualify for a mortgage or loan.
Most lenders prefer a back-end DTI of 36% or less. Find out where you stand.
All calculations run locally in your browser. Nothing is sent anywhere.
Results update as you type. No buttons, no reloads.
Front-end (housing only) and back-end (all debts) โ exactly what lenders check.
Understand your money, plan your budget and make better decisions.