Finance

Rule of 72 Calculator

The classic rule of thumb: divide 72 by your annual rate to estimate how many years it takes to double your money.

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Rule of 72: Years = 72 ÷ rate  |  Rate = 72 ÷ years
3%24 years
6%12 years
8%9 years
10%7.2 years
12%6 years

⚡ Instant estimate

Skip complex logarithms — the Rule of 72 is accurate to about 0.3% for rates 6–10%.

📈 Exact math included

We also show the true doubling time using logarithms for comparison.

🔎 Rate finder

Flip the rule around to learn what return you need to double money by a target date.

🎓 Investor-friendly

A mental shortcut to compare savings accounts, stocks and inflation instantly.

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