A 0% balance transfer can slash your credit card interest — but only if the math works. See the real savings after the transfer fee.
3% transfer fees are baked in so your savings estimate is honest.
Realistic modelling when the 0% rate ends and the standard APR returns.
Both paths modelled side by side so you can compare.
All calculations run locally in your browser. Nothing is sent anywhere.
Pay down debt faster and cheaper.