A flat rate sounds low, but the true APR can be nearly double. Enter your loan details to see what you're really paying.
Flat rates hide how much interest you pay. The true APR reveals the comparable rate.
See your payment under both flat-rate and reducing-balance methods side by side.
All calculations run locally in your browser. Nothing is sent anywhere.
Results update as you type. No buttons, no reloads.
Compare, plan and save on every loan you take.