FD Calculator

Work out exactly what your fixed deposit will be worth at maturity. Choose simple or compound interest with any payout frequency, and see the interest earned year by year. 100% free and private.

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🔒 Private by design

All calculations run locally in your browser. Nothing is uploaded to any server.

💰 Simple or compound

Compare interest paid out (simple) against reinvested interest (compound).

📈 Effective yield

See the true annual percentage yield after compounding frequency is factored in.

🎯 Clear breakdown

Year-by-year chart and table show exactly how your deposit grows.

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