Budget vs Actual Variance

Budgets are plans; receipts are truth. Compare the two category by category and find exactly where the plan leaks.

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📈 Variance per bucket

Housing, food, transport, fun — each compared to its own plan.

💡 Hotspot detection

The biggest offender gets flagged so the fix is obvious, not buried.

💲 Percentage drift

Absolute dollars plus percent of budget, so small vs large categories compare fairly.

🔒 Private

All calculations run locally in your browser. Nothing is sent anywhere.

More budget tools

Plan it. Spend it. Compare it.