The honest way to measure returns on money that moves irregularly — lump-sum buys, SIP-style additions, dividends, partial withdrawals. XIRR finds the annual rate that makes all your cash flows net to zero.
| Date | Amount ($) |
|---|
Irregular cash flows handled correctly.
Compares returns across holding periods.
Mix of additions and withdrawals.
No monthly-period assumptions needed.
Compare investments fairly.