How much capital do you need to live off dividends? Enter your target and yield to see exactly what it takes.
Reverse-calculates the capital required for any monthly income goal.
Estimates how long you need to keep investing to hit the target.
Uses your portfolio yield to project income growth.
Run through a typical scenario with the sample values below — hit See an example to load them instantly.
| Input | Sample value |
|---|---|
| Desired Monthly Income ($) | 1000 |
| Portfolio Yield (%) | 4 |
| Current Portfolio ($) | 100000 |
| Monthly Contribution ($) | 500 |
| Annual Return (%) | 7 |
Follow the steps below to get accurate results.
Desired Monthly Income ($) · e.g. 1000Portfolio Yield (%) · e.g. 4Current Portfolio ($) · e.g. 100000Monthly Contribution ($) · e.g. 500Annual Return (%) · e.g. 7How much capital do you need to live off dividends? Enter your target and yield to see exactly what it takes.
Monthly Dividend Income Calculator is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.
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Simply fill in the fields and press Calculate. How much capital do you need to live off dividends? Enter your target and yield to see exactly what it takes.
Just the basics — Desired Monthly Income ($) and Portfolio Yield (%) and Current Portfolio ($), plus a few simple inputs. No account or signup is required; everything runs in your browser.
Yes — completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.
The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.
Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.
The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.