DRIP Calculator

Reinvesting dividends is the engine of long-term wealth. See how your portfolio grows when every dividend buys more shares.

No login Educational estimate Shareable URL

True DRIP simulation

Reinvests dividends monthly and compounds share ownership.

Dividend growth

Models companies that raise dividends every year.

Monthly contributions

Adds recurring buys alongside reinvested dividends.

Visual breakdown

See exactly how much growth came from reinvesting dividends.

Example Calculation

Run through a typical scenario with the sample values below โ€” hit See an example to load them instantly.

InputSample value
Initial Investment ($)10000
Monthly Contribution ($)200
Dividend Yield (%)3
Dividend Growth (%/yr)0
Annual Return (%)8
Years20
๐Ÿ“˜

How to Use This Tool

Follow the steps below to get accurate results.

  1. Set your starting position Enter your initial investment and any monthly contribution.
  2. Enter dividend assumptions Add the dividend yield, dividend growth per year, expected annual return and number of years.
  3. See the power of reinvestment Compare your final portfolio value with and without reinvested dividends.

Input Fields

  • Initial Investment ($)  ยท  e.g. 10000
  • Monthly Contribution ($)  ยท  e.g. 200
  • Dividend Yield (%)  ยท  e.g. 3
  • Dividend Growth (%/yr)  ยท  e.g. 0
  • Annual Return (%)  ยท  e.g. 8
  • Years  ยท  e.g. 20

Outputs You Will Get

  • Total Invested
  • Dividends Reinvested
  • Final Portfolio Value
  • Growth from Reinvestment
DRIP lets dividends buy more shares automatically, compounding your growth over time.
๐Ÿง 

How This Calculator Works

Reinvesting dividends is the engine of long-term wealth. See how your portfolio grows when every dividend buys more shares.

What you will get

Good to know

DRIP Calculator is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.

More finance calculators

Explore the rest of the investment toolkit.

?

Frequently Asked Questions

How does the DRIP Calculator work?

Simply fill in the fields and press Calculate. Reinvesting dividends is the engine of long-term wealth. See how your portfolio grows when every dividend buys more shares.

What information do I need to provide?

Just the basics โ€” Initial Investment ($) and Monthly Contribution ($) and Dividend Yield (%), plus a few simple inputs. No account or signup is required; everything runs in your browser.

Is DRIP Calculator really free to use?

Yes โ€” completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.

How accurate is the estimate?

The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.

Can I use it on my phone?

Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.

What should I keep in mind?

The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.

Disclaimer: The DRIP Calculator is provided for educational and informational purposes only and does not constitute financial, investment, legal or tax advice. Results are estimates and may not reflect your complete financial situation. Always consult a qualified professional before making financial decisions.