Tech Comp Optimizer

A high base salary is not the whole story. Evaluate RSU grants, bonuses and 401k matches to compare offers like a pro.

No login Educational estimate Shareable URL

Offer comparison ready

Normalizes 4-year packages so offers are apples-to-apples.

RSU appreciation

Models stock growth on unvested and vested RSUs.

Full picture

Includes base, bonus, RSU and 401k match in one number.

Example Calculation

Run through a typical scenario with the sample values below โ€” hit See an example to load them instantly.

InputSample value
Base Salary ($/yr)180000
RSU Grant Total ($)200000
Annual Bonus ($)30000
401k Match (% of base)6
Stock Appreciation (%/yr)10
Effective Tax Rate (%)32
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How to Use This Tool

Follow the steps below to get accurate results.

  1. Enter your comp package Base salary, RSU grant total, annual bonus and 401k match percentage.
  2. Add growth assumptions Expected stock appreciation per year and your effective tax rate.
  3. Compare total compensation See cash comp, RSU value, 401k match and 4-year after-tax totals.

Input Fields

  • Base Salary ($/yr)  ยท  e.g. 180000
  • RSU Grant Total ($)  ยท  e.g. 200000
  • Annual Bonus ($)  ยท  e.g. 30000
  • 401k Match (% of base)  ยท  e.g. 6
  • Stock Appreciation (%/yr)  ยท  e.g. 10
  • Effective Tax Rate (%)  ยท  e.g. 32

Outputs You Will Get

  • Annual Cash Comp
  • Annual RSU Value (yr 1)
  • 401k Match / yr
  • Total Comp (4-yr)
  • After-Tax (4-yr)
RSUs are taxed as ordinary income when they vest, so the effective tax rate matters a lot.
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How This Calculator Works

A high base salary is not the whole story. Evaluate RSU grants, bonuses and 401k matches to compare offers like a pro.

What you will get

Good to know

Tech Comp Optimizer is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.

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Frequently Asked Questions

How does the Tech Comp Optimizer work?

Simply fill in the fields and press Calculate. A high base salary is not the whole story. Evaluate RSU grants, bonuses and 401k matches to compare offers like a pro.

What information do I need to provide?

Just the basics โ€” Base Salary ($/yr) and RSU Grant Total ($) and Annual Bonus ($), plus a few simple inputs. No account or signup is required; everything runs in your browser.

Is Tech Comp Optimizer really free to use?

Yes โ€” completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.

How accurate is the estimate?

The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.

Can I use it on my phone?

Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.

What should I keep in mind?

The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.

Disclaimer: The Tech Comp Optimizer is provided for educational and informational purposes only and does not constitute financial, investment, legal or tax advice. Results are estimates and may not reflect your complete financial situation. Always consult a qualified professional before making financial decisions.