Short-Term Capital Gains Tax Calculator

Assets held for less than one year are taxed at ordinary income rates. See exactly how much you will owe when you sell.

No login Educational estimate Shareable URL
BracketGain TaxedTax

Ordinary income rates

Short-term gains use the same 10%โ€“37% brackets as your regular income.

Bracket-aware

Calculates the exact tax on the gain using progressive brackets, not just a flat marginal rate.

NIIT detection

Applies the 3.8% Net Investment Income Tax when your income exceeds the threshold.

Example Calculation

Run through a typical scenario with the sample values below โ€” hit See an example to load them instantly.

InputSample value
Cost Basis ($)5000
Sale Price ($)6500
Purchase Date2025-11-15
Sale Date2026-08-15
Filing StatusMarried filing jointly
Taxable Income ($/year)80000
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How to Use This Tool

Follow the steps below to get accurate results.

  1. Enter your buy and sell prices Cost Basis = what you paid; Sale Price = what you received.
  2. Pick purchase & sale dates Dates confirm the holding period is under one year โ€” otherwise use the long-term calculator.
  3. Set your income details Choose Filing Status and enter your annual Taxable Income to find your marginal rate.
  4. Review your tax bill Get the gain, marginal rate, tax owed, NIIT (if applicable), effective rate and after-tax profit.

Input Fields

  • Cost Basis ($)  ยท  e.g. 5000
  • Sale Price ($)  ยท  e.g. 6500
  • Purchase / Sale Date  ยท  confirms short-term
  • Filing Status
  • Taxable Income ($/year)  ยท  e.g. 80000

Outputs You Will Get

  • Short-Term Gain
  • Holding Period
  • Marginal Rate
  • Tax on Gain
  • NIIT (if any)
  • Effective Rate
  • After-Tax Profit
Assets held for one year or less count as short-term. NIIT (3.8%) may apply if your income exceeds $200k/$250k.
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How This Calculator Works

Assets held for less than one year are taxed at ordinary income rates. See exactly how much you will owe when you sell.

What you will get

Good to know

Short-Term Capital Gains Tax Calculator is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.

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Frequently Asked Questions

How does the Short-Term Capital Gains Tax Calculator work?

Simply fill in the fields and press Calculate. Assets held for less than one year are taxed at ordinary income rates. See exactly how much you will owe when you sell.

What information do I need to provide?

Just the basics โ€” Cost Basis ($) and Sale Price ($) and Filing Status, plus a few simple inputs. No account or signup is required; everything runs in your browser.

Is Short-Term Capital Gains Tax Calculator really free to use?

Yes โ€” completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.

How accurate is the estimate?

The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.

Can I use it on my phone?

Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.

What should I keep in mind?

The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.

Disclaimer: The Short-Term Capital Gains Tax Calculator is provided for educational and informational purposes only and does not constitute financial, investment, legal or tax advice. Results are estimates and may not reflect your complete financial situation. Always consult a qualified professional before making financial decisions.