Max Buy Calculator

Averaging down lowers your cost basis โ€” but how much can you add? See the max buy for your budget and target average.

No login Educational estimate Shareable URL

Target-average math

Solve for the shares needed to hit any average.

Averaging-down focused

Built for the "add to losers" decision.

Instant recalc

Tweak the target and watch shares change.

Example Calculation

Run through a typical scenario with the sample values below โ€” hit See an example to load them instantly.

InputSample value
Current Shares100
Current Avg Price ($)120
New Buy Price ($)80
Target Avg Price ($)95
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How to Use This Tool

Follow the steps below to get accurate results.

  1. Enter your position Current shares and your current average price.
  2. Enter the new buy The price you can buy at today and your target average price.
  3. See how many to buy Shares to buy, cash needed and the resulting average.

Input Fields

  • Current Shares  ยท  e.g. 100
  • Current Avg Price ($)  ยท  e.g. 120
  • New Buy Price ($)  ยท  e.g. 80
  • Target Avg Price ($)  ยท  e.g. 95

Outputs You Will Get

  • Shares to Buy
  • Cash Needed
  • New Total Shares
  • Resulting Average
Averaging down lowers your breakeven but increases risk โ€” size it carefully.
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How This Calculator Works

Averaging down lowers your cost basis โ€” but how much can you add? See the max buy for your budget and target average.

What you will get

Good to know

Max Buy Calculator is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.

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Frequently Asked Questions

How does the Max Buy Calculator work?

Simply fill in the fields and press Calculate. Averaging down lowers your cost basis โ€” but how much can you add? See the max buy for your budget and target average.

What information do I need to provide?

Just the basics โ€” Current Shares and Current Avg Price ($) and New Buy Price ($), plus a few simple inputs. No account or signup is required; everything runs in your browser.

Is Max Buy Calculator really free to use?

Yes โ€” completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.

How accurate is the estimate?

The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.

Can I use it on my phone?

Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.

What should I keep in mind?

The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.

Disclaimer: The Max Buy Calculator is provided for educational and informational purposes only and does not constitute financial, investment, legal or tax advice. Results are estimates and may not reflect your complete financial situation. Always consult a qualified professional before making financial decisions.