Dollar-cost averaging removes timing risk from investing. See what steady monthly contributions can grow into.
Models contributions at month-end with monthly growth.
See 20-year outcomes in milliseconds.
Works for SIP, index funds, 401k, IRA or any recurring investment.
Run through a typical scenario with the sample values below — hit See an example to load them instantly.
| Input | Sample value |
|---|---|
| Initial Investment ($) | 5000 |
| Monthly Contribution ($) | 500 |
| Annual Return (%) | 8 |
| Years | 20 |
Follow the steps below to get accurate results.
Initial Investment ($) · e.g. 5000Monthly Contribution ($) · e.g. 500Annual Return (%) · e.g. 8Years · e.g. 20Dollar-cost averaging removes timing risk from investing. See what steady monthly contributions can grow into.
DCA Calculator is an interactive estimate built for quick planning. Always double-check the numbers that matter before acting on them, and reach out to a professional for personalized advice.
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Simply fill in the fields and press Calculate. Dollar-cost averaging removes timing risk from investing. See what steady monthly contributions can grow into.
Just the basics — Initial Investment ($) and Monthly Contribution ($) and Annual Return (%), plus a few simple inputs. No account or signup is required; everything runs in your browser.
Yes — completely free, with no login, no watermarks and no limits. Bookmark it and share the URL with anyone who needs it.
The calculator uses current, standard formulas to produce an educational estimate. Real-world figures can vary based on your specific situation, so treat it as a planning aid rather than a final answer.
Absolutely. The tool is fully responsive and works smoothly on mobile, tablet and desktop browsers.
The result is an estimate for educational purposes only and is not financial, legal or tax advice. Consult a qualified professional before making important decisions.