APY / APR Calculator

Don't let compounding fool you. Convert APR to true APY or back, and see what your investment is really earning every year.

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📈 True yield

See the real annual yield after compounding, not just the headline APR.

↔ Two-way

Convert APR to APY or APY to APR in both directions.

🔒 Private

Runs 100% locally in your browser.

⚡ Instant

Results update as you type.

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