CapEx Payback

That machine, vehicle or software upgrade will pay for itself — eventually. The question is when. Simple payback, discounted payback and lifetime ROI decide if the timing works.

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📈 Payback period

Years until cumulative savings equal the upfront spend. Shorter is safer.

💡 Discounted view

Your money's time value makes real payback longer than it looks.

💲 Life ROI

Does the asset earn its keep over its full useful life? That's the real verdict.

🔒 Private

All calculations run locally in your browser. Nothing is sent anywhere.

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Spend money to make money — but time the recovery.