Landlords make money two ways: monthly cash flow and long-term appreciation. This model shows both — mortgage, rent, costs, and what your deposit actually earns.
Void months and repairs are real. A landlord who ignores them gets surprised.
The return on your actual deposit — the number that matters to investors.
Yield covers the mortgage; appreciation builds the equity. Both count.
All calculations run locally in your browser. Nothing is sent anywhere.
Stress-test before you sign.