First mortgage at 5%, second at 7.5%, a HELOC at 8% — what is that really? Blend the stack into one honest rate and one combined monthly payment.
Weighted by balance, so the big loan dominates the number — as it should.
Compare paying each loan separately vs one combined payment at the blended rate.
First mortgage, second, HELOC — the full stack in one view.
All calculations run locally in your browser. Nothing is sent anywhere.
Understand the whole debt stack.